Fast cross-border transfers with live rates, low fees, and instant SMS collection for anyone — even if they're not registered.
Live Rate Preview
Send money in three simple steps
Sign up in under 2 minutes. Verify your identity once and you're ready to send.
Send to anyone — registered members or unregistered recipients. Just need a name and phone number.
Your recipient gets an SMS with a secure link to collect via mobile wallet, cash pickup, or FinCore OS wallet.
Competitive rates across every corridor, updated in real-time.
United Kingdom
GBP
1 GBP = base
UAE
AED
1 GBP = 4.73 AED
Zimbabwe
ZWG
1 GBP = 1,457.80 ZWG
Nigeria
NGN
1 GBP = 2,034.50 NGN
Ghana
GHS
1 GBP = 18.62 GHS
Uganda
UGX
1 GBP = 4,731.20 UGX
Tanzania
TZS
1 GBP = 3,215.40 TZS
South Africa
ZAR
1 GBP = 23.85 ZAR
Mozambique
MZN
1 GBP = 81.40 MZN
Every feature designed to make cross-border payments effortless.
Real-time rates from multiple liquidity providers, updated every 30 seconds with transparent spreads.
Recipients receive an SMS with a secure link to collect funds — no app, no account required.
Every transaction is recorded with full double-entry accounting for complete auditability.
Automated KYC and AML screening powered by leading compliance data providers.
Least-cost routing across multiple payment providers ensures best rates and maximum reliability.
No hidden charges. See the exact fee before you send. Always.
No hidden fees. No surprises. Ever.
| Transfer type | Fee | Notes |
|---|---|---|
| Local Transfer | £0.50 flat | Same-day settlement |
| International Transfer | From 1.5% | Best-in-class rates |
| SMS Collection | Free | Included with every transfer |
| Hidden fees | £0.00 | We mean it. |
Join 50,000+ users already using FinCore OS. No setup fees. Cancel anytime.